Financial Planning for Government Employees

Plotkin Financial

Plotkin Financial Government retirement planning

Plotkin Financial Advisors, LLC has been a go-to for federal government employees seeking financial advice on retirement planning. As a financial advisor for federal employees, we understand their unique situation can be a bit more complex.

Their retirement package involves both a defined contribution plan, like TSP, 457, or 403(b), and a federal pension. 

Having both retirement benefits may require comprehensive  financial planning from not only how retirement and non-retirement accounts are managed and invested, but also how to anticipate how much income will be taxable in retirement. That’s why we believe comprehensive financial planning is crucial.

 

To find a financial advisor for a federal employee, you should consider experience, credentials and expertise. We have helped many federal employees plan for their retirement, making us one of the best financial advisors for federal employees.

Our team of Certified Financial Planners™ also assists federal employees in managing and investing their retirement and non-retirement accounts to maximize their retirement income while reducing their tax burden.
If you’re a federal employee, contact us today to speak with a qualified federal employee financial advisor who can help you take control of your retirement plan.

Government Employee's Financial Planning

Are you a federal employee planning for retirement? Financial planning for government employees can be challenging, as the benefits system is complex and different from the private sector.

That’s why it’s essential to find a financial advisor who specializes in working with federal employees. A financial advisor for federal employees can help you navigate the unique needs of your retirement planning that most generic planners don’t address.

Look for the best financial advisors for federal employees who have experience working with government employees, such as a federal employee financial planner. With our expertise, we can help you understand all the regulations and rules for your retirement financial planning. Don’t hesitate to contact us to speak with a financial advisor for federal employees to ensure your retirement is secure and stress-free.

GOVERNMENT RETIREMENT PLANS EXPLAINED

Government Retirement Plans explained

If you are a federal employee, you might be covered under either the CSRS (Civil Service Retirement System) or the FERS (Federal Employees Retirement System). Old-timers who were hired before 1984 are covered under the CSRS, making their retirement benefits simpler than with FERS.

However, some financial planning might be necessary for the retirement years to ensure that your nest egg lasts in your golden years. That’s where a financial advisor for federal employees comes into play. Seeking advice for federal employee retirement financial planning is essential to avoid mishaps.

Are you a federal employee looking for the best financial advisors for federal employees to help you make the most out of your retirement plan’s benefits? Consult with one of our qualified financial advisor today to help you plan a worry-free retirement.

Government Employee's retirement

If you were hired in 1984 or later, you are covered by the FERS – a system that includes Social Security benefits, a FERS basic retirement benefit, and a Thrift Savings Plan or TSP. But with so many options available, it can be difficult to determine the best retirement plan for your specific needs.

That’s where a financial advisor for federal employees comes in. By working with a knowledgeable and experienced federal employee financial planner, you can optimize your retirement plan contributions and ensure that your savings will be enough to cover your expenses in retirement.

Our financial advisors specialize in working with federal employees and can guide you in choosing between a TSP or 457(b) Plan, or both, to maximize your benefits. They can also provide insights on the defined benefit plan in a Federal or state-sponsored pension. Don’t leave your retirement future up to chance. Consider working with our best financial advisors for federal employees to secure your financial future.

Financial Planning for Government Employees
GOVERNMENT FINANCIAL PLANNING

Deciding Which Government plan is Right for you

Federal employees have many decisions to make in regards to their retirement plans. If you’re seeking guidance on how to manage your investments and the incoming flow of funds, consider consulting with a financial advisor for federal employees.

We provide counsel on how to make the most of your retirement benefits, such as contributing to pre-tax or post-tax retirement plans. Contributions to these plans, such as the Thrift Savings Plan (TSP) or a 457(b) plan, can lower your taxable income.

To ensure your retirement plan suitability, connect with one of our financial advisors for federal employees. As federal employee financial planners, you can be well on your way to achieving your financial goals. 

Contact Us Today

Let’s talk about your financial goals and how 
Plotkin Financial Advisors can realize them.